Will Miss #120 - benefitting from exchange rates

My husband and I earned less money last year than the year before that, yet we were able to send more money home to place in our long-term savings than in more profitable years. If you work in Japan, but plan to return home, favorable exchange rates can really boost your ability to save whether you make more money or not. At 87 yen to the dollar, a million yen means $11,435 dollars to send back.